Our gadgets today can cost a lot of money. Computers, cell phones, televisions and other house hold items can be quite an investment. So what happens if they are damaged or stolen? Normally your homeowners insurance will cover house hold items. But for some things, you can get insurance for that one item. You can even get ipad warranty. I was surprised to find that out. Protecting the things in your home or your items when you take them on travel is important. You spent money buying them, so why not protect them.