In a tight job market, managing your finances, to ensure you are prepared in case of unforeseen circumstances is one of the most important things you need to consider. Are you prepared in the event of job loss or unforeseen medical, or other expenses? How about retirement? Have you thought about what you are going to do when you decide to retire and have you started to prepare for it?
Well I know that stocks and bonds are volatile at times, and for some of us, our day to day needs tend to place demands on our finances and without a plan, we are unable to set money aside to meet those unforeseen expenses or for retirement.
These are reasons for you to manage your finances. I do our best with ours, and try each month to set some money aside for retirement. There are times when I have had to draw on parts of that money to meet the unexpected, but if I did not plan ahead, I would have been hard pressed to meet these needs.
Managing your finances has never been more important. Saving for the education of our daughters and for our retirement is all part of financial management. Having a good plan and good advice will help you meet your goals and future needs.