Archive for June, 2018

A Great Advantage

Having a “mailbox NYC” address can be a great advantage, even if you don’t live in New York City. Why is that the case? What factors would motivate someone to want an NYC mailbox? Here are just a few of the many possible reasons.

Moving Around Frequently

Maybe you are a student going to university, which means that part of the year you live near school and part of the year you go back home. Or perhaps you travel most of the time or change residences frequently. In any case, it can greatly simplify your life to have a permanent address, especially for important things you may receive in the mail. All of your mail can be sent to this one address and then forwarded to wherever you may be at the time. This way, you do not have to go through the hassle of filing change-of-address forms with multiple entities several times per year.

Business Purposes

For those who may be starting an online business or other startup, having a confidential address is crucial. This is true because such an address can help you avoid giving out personal information, such as where you live, to your customers. It can also help you keep a distinction between your work life and your personal life. Moreover, you can convey a more professional impression of your business to potential clients. This is especially true when the business address is located in New York City, which is known for being a mecca of commerce from around the world.


Most of us value our privacy. Even if you’re not a celebrity, you probably would benefit from having a mailing address that you could give out to anyone without compromising your actual physical address. If you’re going to have a public mailing address, why not go big and have it be one in New York City? Such an address is sure to impress almost anyone to whom you give it.

mailbox nyx

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The School Starts On June 13, 2018

The school year just started this Wednesday and I got too busy, although Faith already had a carpool so we don’t need to hop for a Jeepney in the Jeepney stops, I still have to make sure she’s doing okay at her new school. This is already a big school with big class, so expect of 30+ students in the classroom, so while she was riding in a carpool going to school, I hailed a Jeepney with some of her requirements and off I go!

And since they had number of stops to picked more students in our village, I went ahead of her. I was already at school when they arrived, so I guided her to her room. She seems like comfortable already, she saw her classmate from Precious International School. But I know that she’s still finding one classmate whom she will be close with. She tried to communicate with them but to no avail maybe they were just shy of her. Some of her classmates are close to being a teenager and Faith looks like she still in Grade 2.

Her sister was worried when we went there on the 2nd day, because she went to the canteen alone, we waited for her there and Mj noticed she doesn’t have company. I asked Faith if she was bothered and she said confidently not at all. I hope though she can cope up with the subjects especially with Filipino and Aral Panlipunan, although I got her a tutor, I am still worried. I just hope everything will turn out right.

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Horse Ownership Can Require Special Liability Insurance

There is good reason for horse owners to be fearful of their animals causing significant property damage or even actual injury to other people. The risk is real and means there is a substantial financial threat for the owners of these beautiful animals. This is because even well-trained horses are still unpredictable animals if they get scared. It is possible that you as the owner of a horse could suffer financial lawsuits for personal injuries and property damages. The straightforward answer to this dilemma is equine liability insurance.

Personal Versus Commercial Exposure

When you only use the horses for yourself and your family or friends, your exposure is limited to what they call in the horse insurance business “personal exposure.” If there is any money changing hands, then it becomes a more serious “commercial exposure.” This covers money-making endeavors with the animal, compensation for enjoyment of the horse, or an income tax filing that reports horse expenses and/or income.

It does not even have to be limited to money changing hands really. If you permit a horse instructor to utilize your equine to give lessons in lieu of lower boarding charges or providing you with personal horse riding lessons, this is also a commercial activity according to the IRS and horse liability. It explains why it is so critical to be clear on whether or not you need commercial liability insurance for your horse.

You should also note that in certain cases, your horse will be covered for any liability under a Farm Owners or Homeowners Policy. This coverage will vary on whether or not your horse is part of commercial activities and which ones.

Things to Consider Before Purchasing Horse Owner’s Liability Insurance

You should first ascertain if your property is providing you with effective horse liability coverage before you seek to buy specific policy coverage of this type. Some policies do specifically exclude horses from policy coverage, even if they are only utilized for personal activities. There might also be a set dollar limit specified in the policy terms. This could also feature particular exclusion clauses such as showing or riding the horses, or the horses departing from your property.

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Her New Bag And Books

So we went to SM Ecoland with kids and were checking for school bags for my grader. She is a transfer to where my eldest daughter used to school during her high school. So we need to have a big durable bag for her books and notebooks. See, she has a total of 8 books that she would bring almost every day. I was thinking stroller but she said she’s not a baby anymore and strollers are for babies. So she looked for a bag that suits her. Faith doesn’t like pink or Barbie’s, I guess she is the only girl that doesn’t like Barbie’s or pink colors.  After roaming around the 2nd floor where the bags were placed, finally she was able to choose one and that is the one below.

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